Importance of Credit Reporting
At various points in their lives, most people will need to submit a report of their credit for review. A credit report is a complete compilation of an individual’s debts, loans, and bankruptcy filings. An institution, such as a bank, will generally look at someone’s credit report when that individual is planning to make a significant purchase for which they do not currently have the funds, requiring a payment plan. Any questionable or negative activity on a credit report may disqualify someone from receiving the support that they need. This is especially relevant with regard to false credit reporting, which is illegal and may require the victim to take legal action.
If you have been the victim of false credit reporting, there are measures you can take to repair your credit. A Houston credit reporting attorney of the Russell Van Beustring P.C., can help you repair the incorrect information on your credit report and restore your financial security. To speak with a qualified member of our staff, call our office today at 713-973-6650.
Credit Report Maintenance
It is illegal to tamper with someone’s credit report in any way, as an inaccurate report that does not correctly reflect someone’s actual credit history can be extraordinarily disruptive to that person’s life. An experienced attorney can help you appeal to the Federal Trade Commission, which manages discrepancies between credit reports and histories, in order to try and repair your credit report in cases of false credit reporting. A few of the ways they can help are:
- Removing fraudulent reports from your credit history
- Investigating potentially inaccurate reports
- Submitting statements about questionable reports
Rather than avoiding the issue, it is often best to tackle the difficult situation of false credit reports at once to avoid further complications.
The Houston bankruptcy lawyers of the Russell Van Beustring P.C., are prepared to assist you in repairing your credit history in the event that you are suffering from false reporting. Call our office today for a complimentary case consultation at 713-973-6650.