How to File for Bankruptcy in Houston
To file for bankruptcy in Houston, you should consider taking the following steps:
- Decide which type of bankruptcy you are going to file. Chapter 7 and Chapter 13 are the two types most often filed by individuals.
- Prepare your documents correctly in order to file the bankruptcy petition. Unfortunately, these documents can be quite extensive.
- Pay the filing fee, which is usually around $200. In certain circumstances this fee can be waived.
- After the court accepts the filing, your creditors will receive notification and a meeting will be held. If a creditor wants to make an objection to your filing bankruptcy, they can do so at this time.
- A Chapter 7 bankruptcy is usually discharged after 60 days following the meeting if no creditor takes action against you, while a Chapter 13 bankruptcy is typically discharged up to 60 days after the final payment is made (usually three to five years after filing)
Although it is possible to represent yourself when filing bankruptcy in Houston, it is highly recommended you contact an experienced bankruptcy attorney such as Russell Van Beustring. Since the courts can be strict and a few errors on your forms can cause them to be rejected, having a lawyer on your side who understands all the complexities of bankruptcy law can be extremely beneficial.
Houston bankruptcy litigation
Most cases are handled outside of court and never reach the stages of bankruptcy litigation in Houston. However, having a Houston bankruptcy attorney with the certification, experience, and in-depth knowledge of the U.S. Bankruptcy Code is advantageous if your case ever reaches litigation.
At the Law Office of Russell Van Beustring, we assist businesses and individuals in filing Chapter 7, Chapter 11, and Chapter 13 bankruptcies.
Contact us
We understand that going through a bankruptcy is not an easy thing to do. Having a knowledgeable attorney on your side to make sure everything goes smoothly can spare you immeasurable amounts of time, effort, and stress. Furthermore, it is our job to work diligently on your behalf to protect your rights and assets, and provide the best possible Houston bankruptcy services.
To find out how we can help you or your business file for bankruptcy while retaining as much property and assets as possible, contact the Law Firm of Russell Van Beustring, P.C. today for a free consultation.
9525 Katy Freeway, Suite 415
Houston, TX 77024
